Signing your build contract marks a major milestone on your home-building journey. It’s a mix of excitement and nerves and it’s completely normal to have questions about payments, timelines and what comes next. Understanding the process can help you feel confident and in control.

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Step 1: Get Organised

It is important to pause and enjoy the achievement of signing your contract. Building a home is a process with many moving parts, from council approvals to builder communications. Staying organised early can save a lot of stress later.

To keep on top of everything:

• Store your contract, builder contact details, insurance information, permits, plans and approvals in a dedicated folder or digital file.
• Record key dates, including site start, inspection milestones and estimated completion dates.
• Use a checklist or calendar to track payments, selections and site visits.

Being organised from the start makes it easier to respond quickly if questions or issues arise.

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Step 2: Navigating Deposits and Payments

In Queensland, deposits for building contracts are regulated by law. For domestic building work exceeding $20,000, the maximum deposit is typically 5 per cent, with slightly higher percentages permitted for smaller projects. The Queensland Building and Construction Commission (QBCC) provides clear guidance on deposit limits and consumer protections.

After the deposit, builders typically request progress payments linked to key construction milestones, such as the completion of foundations, framing, roofing and final handover.

To protect your investment:

• Keep receipts and written confirmations for all payments.
• Clarify the payment schedule with your builder if anything is unclear.
• Know exactly what you are paying for and when, to reduce the risk of disputes.

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Step 3: Pre-Start and Site Preparation

Once the contract is signed, your builder will often schedule a pre-start meeting or site visit. This is your opportunity to:

• Confirm selections
• Discuss site access
• Clarify the project plan with your builder

At this stage, the builder may begin site preparation, which can include clearing vegetation, levelling the block or installing temporary utilities. For many blocks in South East Queensland, soil type, slope or drainage requirements can influence site preparation, so it is important to understand the work that needs to be done before construction begins.

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Step 4: Managing Changes and Variations

It is common for buyers to want changes or upgrades once the build begins. In Queensland, every variation to the contract should be agreed to in writing before work starts. Even small changes, such as swapping tiles or adding fixtures, can affect timelines and budgets.

To stay on track:

• Discuss the cost, impact on schedule and scope of work before approving any variation.
• Keep a written record of all changes to protect both you and your builder.

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Step 5: Inspections and Handover

Building a home in Queensland requires inspections at different stages to meet council and regulatory requirements. Footings, framing, plumbing, electrical systems and final certification must all be checked to ensure your home is safe and compliant.

To manage inspections effectively:

• Know which inspections are required and when.
• Attend critical inspections, where possible, to see progress and quality firsthand.
• Keep copies of inspection reports for your records.

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Step 6: Tracking Progress

Even though your builder manages daily construction, staying involved helps you spot problems before they escalate. Regular site visits or progress updates allow you to check that work matches your contract specifications and selections.

To keep progress on track:

• Take photos and notes during site visits to create a visual record.
• Raise concerns early if something does not match the contract or agreed selections.

Being proactive gives you confidence that your build is on track and ensures your expectations are met.

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Step 7: Preparing for Handover

As your build nears completion, the focus shifts to handover. This includes final inspections, addressing minor defects and ensuring that everything is functioning as it should.

To make handover smooth:

• Create a punch list of items to review on handover day.
• Check finishes, fixtures, plumbing, electrical systems and appliances.
• Keep warranties, manuals and compliance certificates in a safe place.

This ensures any post-move-in issues are easily managed and protects your investment.

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Step 8: Moving In and Enjoying Your Home

Once handover is complete and final payments are made, it is time to move in and enjoy your Queensland home. Building your first home can be a smooth and rewarding journey when you are prepared, communicate clearly and have realistic expectations.

Keeping all documentation, warranties and manuals organised ensures any post-move-in questions or maintenance needs can be handled with confidence.

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A Smarter Way to Build

Building your first home does not have to be stressful. Understanding each stage after signing the contract, staying organised and maintaining clear communication can make all the difference.

At Nesta, we help Queensland buyers navigate the post-contract process, compare builders confidently and plan a home they will love for years to come.

Start your journey with confidence. Talk to a Nesta broker for free today.

Want more tips? Check out our blog and start planning your dream build with Nesta today.